Making decisions involves uncertainty. Uncertainty is risk. Risk can be managed. Managing risk involves retaining the tolerable by attitudes and actions that support wellness. Wellness includes eight dimensions: emotional, environmental, financial, intellectual, occupational, physical, social, and spiritual. Spiritual wellness precedes recovery in the other dimensions while physical wellness is the key to unlocking the potential of the other seven dimensions. Recovery is a process of change through which individuals improve health and wellness to live God-directed lives while growing to maturity. Maturity is measured by potential. Potential is elusive. While it is impossible to eliminate uncertainty, it is possible to make decisions that support wellness. Wellness involves understanding the factors within our control and delegating or deleting those issues beyond the scope of responsibility. Responsibility includes the primary emphasis on important, non-urgent priorities we retain along with the important, urgent tasks that are secondary to primary objectives. This abstract is based on qualitative research in behavioral finance blending disciplines with a purpose to shift from ceaseless striving toward acceptance and learned helplessness to empowered helpfulness that affords one to act with enlightened self-interest while recognizing adjustments must be made in the future.