In this article, I offer information about my financial consulting methodology and philosophy. My practice is somewhat different than most people who use a term like “financial planner” or “investment counselor” or “money manager.” Here are a few highlights:
There are some things my consultations do not accomplish:
My preferred method of consulting is to work with clients by e-mail, mail, and phone. While I do occasionally consult with clients at my office or on their premises, or in video conference meetings, my schedule makes in-person consultations difficult. My experience is that we can develop a fitting long-term relationship where I can help you solve the financial problems you want help with by creating reports, directing investments, and making long-term financial plans by working remotely. I’ve been serving clients this way since the year 2006. Plus, it saves you time and travel expenses, and allows you to get your financial problems solved sooner! ### In a previous writing one considered retirement income factors (Bryant, 2020). Bryant now squints at that imperative. Adequate cash flow that lasts is necessary for everybody. This is especially true for those who stop working for income. Why would someone stop learning to earn revenue? Disability is one reason. Another reason is death. Still another is portfolio income exceeds expenses by a margin that satisfies cost of living expectations. There might be other reasons to stop working for salary, wages, and other employment benefits.
But what is the goal? Social Security research concluded that “We cannot afford the separation of the aged from the community – the organizations of the aged against the community. The aged need the secure place in our national community that can come only from continued participation in the life of that community, and the national community needs the wisdom and the skill of older persons” (Ball, 1950). Ball suggested it is not necessary to stop working, but it may be important to change one’s occupation or work in another or new organization. Ball argued the effect of forced retirement on an individual worker forces the aged to inadequate living arrangements and a sense of insecurity. Isn’t that ironic. Social Security produces socioeconomic insecurity on older persons. To be clear, it is important to earn, save, and invest for the future. Financial contributions toward future socioeconomic security or retirement income planning is a prudent process. Along with that we must recall the question to mind, is it wise to age out the worker with knowledge, skill, and experience? According to Ball (1950) the answer is no. The result is socioeconomic problems for the community and the individual. References Ball, R.M. (1950). Old-Age Retirement: Social and Economic Implications. Social Security. Retrieved from https://tinyurl.com/y3zr245l Bryant, J.C. (2010 July 23). Some Factors to Consider When Calculating Retirement Income. Retrieved from https://tinyurl.com/yxzfgf79 ### |