The U.S. Department of Health and Human Services recently issued final regulations describing the essential health benefits that non-grandfathered health plans must offer beginning in 2014. Benefits cover 10 general categories, including hospitalization, mental health and substance abuse services, and preventive and wellness services and chronic disease management.
Signed into law in 2010, The Affordable Care Act makes sweeping changes to our health-care system. In general, the legislation mandates that most individuals have minimum health insurance or face a possible tax. And while employers are not required to offer health insurance to their employees, those electing not to offer coverage may face a penalty. How does the health-care reform law affect you? If you have health insurance, can you keep it? If you’re a small business owner, do you have to offer insurance to your employees or face a penalty? How does the law affect seniors and Medicare? These are just some of the topics that our Health-Care Reform Resources explore.
Chris Bryant, MBA, RFC® is founder & CEO of Bryant Wealth Management, Inc. Bryant provides independent, fee-only, financial planning services for individual investors. Since 1999, Chris has devoted himself to helping people make money, save money, protect money, have convenience and peace of mind. He is the author of the new book, Personal Financial Planning. Connect with Chris by E-mail or call toll-free 1-800-980-3048.
Chris Bryant is an American financial advisor.