Remember, a dividend payment to shareholders reduces the share price, so a decrease in the price for the statement period does not necessarily reflect lower performance.
To help achieve long-term financial security, give careful consideration to the benefits of a well-balanced and diversified investment portfolio. Investing assets among different types of securities can help you achieve a favorable rate of return, while minimizing your overall risk of losing money. This is because market or other economic conditions that cause one category of assets, or one particular security, to perform very well often cause another asset category, or another particular security, to perform poorly. If you invest more than 20% of your retirement savings in any one company or industry, your savings may not be properly diversified. Although diversification is not a guarantee against loss, it is an effective strategy to help you manage investment risk.
In deciding how to invest your savings, you should take into account all of your assets. No single approach is right for everyone because, among other factors, individuals have different financial goals, different time horizons for meeting their goals, and different tolerances for risk. It is also important to periodically
review your investment portfolio, your investment objectives, and your
investment policy to help ensure that your savings will meet your goals.
Chris Bryant, MBA, RFC® is a credentialed, passionate and visionary business professional based in the Pacific Northwest. Chris integrates leadership, problem solving, critical thinking, analysis, and communication skills with specialized
knowledge of financial statements, investment strategies, how to generate earnings and manage risk. Chris authored two books: Personal Financial Planning (2013), Women’s Wealth (2014), and speaks to a wide range of audiences, encouraging people to achieve their goals. For more information about how our customized advisory
services can help you, connect with Chris at 1-800-980-3048 toll free or email now.
Chris Bryant is an American financial advisor.